1. Capital market is a market which deals in:
(1) short term funds (2) long – term funds
(3) gilt-edge securities (4) All of the above
(5) None of the above
2. The money that is lent for one day in market is known as
(1) Call Money
(2) Term Money
(3) Notice Money
(4) Soft Money
(5) None of these
3. The best alternative banking service to branch banking to be part of ‘financial inclusion’ is:
(1) mobile banking
(2) opening of small branches
(3) setting up of ATMs
(4) giving credit cards
(5) issuing ATM cards
4. Interest payable on Savings bank account is :
(1) not regulated by RBI
(2) regulated by State Govt
(3) regulated by Central Govt
(4) regulated by RBI
(5) None of these
5. Money lend for 15 days or more inter-bank is called:
(1) Call money (2) notice money
(3) term money (4) All of these
(5) None of these
6. The number of regional offices of RBI is:
(1) 19 (2) 21
(3) 22 (4) 23
(5) None of these
7. The Statutory Liquidity Ratio (SLR), the amount of liquid assets such as cash, precious metals and other short-term securities are kept with:
(1) RBI (2) Individual banks
(3) Finance Ministry (4) A bank designated by RBI
(5) None of these
8. The rate of interest, banks charge to its main/major and prime; customers is popularly called as
1) Prime Lending Rate 2) Repo Rate
3) Cost of Fund 4) Risk Premium
5) Reverse Repo Rate
9. Loans of very small amounts given to low income groups is called:
1) Micro Credit 2) Cash Credit
3) Simple Overdraft 4) Rural Credit
5) No Frills Loan
10. Micro Credit or Micro finance is a novel approach to banking with the poor. In this approach bank credit is extended to the poor through-
(1) Self Help Groups
(2) Anganwadees
(3) Cooperative Credit Societies
(4) RBI
(5) None of these
Answers:
| 1 | 2 | 6 | 1 |
| 2 | 1 | 7 | 2 |
| 3 | 1 | 8 | 1 |
| 4 | 4 | 9 | 1 |
| 5 | 3 | 10 | 1 |
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